Technology

Imagining the future of banking with agentic AI

Source

MIT Technology Review

Published

Sep 4, 2025

TL;DR

AI Generated

Agentic AI is increasingly being utilized in the financial services sector, offering new opportunities for banks to optimize processes, handle complex systems, and analyze vast amounts of data for decision-making. This technology enables large-scale process automation, enhancing cost-effectiveness and customer experiences. Experts emphasize the importance of adapting to emerging technologies like agentic AI to stay competitive in the industry. A survey reveals that 70% of banking executives are already using agentic AI to some extent, with applications in fraud detection, security enhancement, cost reduction, efficiency improvement, and customer experience enhancement.

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